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Bounced Check Policy

Bounced checks come at a very high cost to any company and to the issuer. Please only make checks payable in amounts you can afford and make sure none of the following apply.
* You forget to enter a check, debit purchase, or automatic withdrawal in your checkbook and think you have more money in the account than you do.
* Your forget to check with your spouse, parent or any person who can legally withdraw money from your account to verify that they withdraw money or will by the time the check is deposited
* You forgot to balance your checkbook recently
* You write a check expecting to be able to make a deposit before it clears.
* You write a check knowing that you don’t have the money to cover it.
* Your bank or credit union makes a mistake and your account shows less money than it should.
* Your debit card is used by a crook (or maybe a friend or relative who decides they need your money more than you do).
* Your bank indicates a balance that includes available overdraft protection (see below) rather than your actual balance.
* Someone writes a check to you, you deposit it, and their check bounces. You’ll probably pay a fee to your bank for depositing the bad check, and if you’ve written checks against that balance, your checks will bounce.

What you can do to avoid bouncing checks and their nasty legal consequences:
1. Sign up for an overdraft line of credit, or find out if you can use your savings account as protection if you accidentally write a check and there is not enough money in your account.
2. Balance your checkbook, or at least become fanatical about writing transactions in your checkbook and keeping a running total.
3. Remember to enter recurring debits in your checkbook.
4. Monitor your accounts online and set up online alerts to your email or cell phone if your balance dips below a certain amount.


Washington State Law on the matter can be found at http://app.leg.wa.gov/rcw/default.aspx?cite=9A.56.060

If we receive a returned check from our bank for a payment you made, you will be invoiced for the original amount of the check plus a $55 bank fee per check or five percent (5%) of each check amount whichever is greater. The payment of the invoiced amount will be due within 10 days of invoice date. We will NOT re-submit the original declined check. 

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If we receive notification from our bank that your check was marked as Non Sufficient Funds (NSF) we will send you a collection letter by Certified US Mail notifying you of the returned check and outlining the consequences of not honoring payment. We understand that things may go wrong once in while. To avoid legal action, repayments must be made out to Wag'N O2 Fur Life and mailed to Wag'N O2 Fur Life, 305 SE Chkalov Dr #111-170, Vancouver, WA 98683 within 5 days of receiving notification.

The total invoice amount, including the bank fee penalty must be in the form of Cashier’s check or Money order.

Following an instance of Bounced Check, the company will no longer accept personal or company check payments from those customers or entity they represent.